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Brown & Brown, Inc. Announces Shareholders Meeting Webcast

April 15, 2004

DAYTONA BEACH, Fla. and TAMPA, Fla., April 15 /PRNewswire-FirstCall/ -- Brown & Brown, Inc. (NYSE: BRO) is pleased to announce that it will webcast its 2004 Annual Shareholders Meeting. Investors and all other interested parties are invited to listen to the live webcast, to be held on Thursday, April 22, 2004 at 9:00 a.m. ET. Chairman and Chief Executive Officer J. Hyatt Brown will host the meeting. The webcast, which will feature Mr. Brown's comments and a question-and-answer session with shareholders attending the meeting in Daytona Beach, Florida, can be accessed by logging onto Brown & Brown's web site at www.bbinsurance.com, then clicking "Investor Relations" and "Conference Calls," or directly at http://www.firstcallevents.com/service/ajwz403369497gf12.html. The webcast will be archived on the Company's website for thirty days after the meeting.

Brown & Brown, Inc. and its subsidiaries offer a broad range of insurance and reinsurance products and services, as well as risk management, employee benefit administration, and managed health care programs. Providing service to business, public entity, individual and trade and association clients nationwide, the Company is ranked by Business Insurance magazine as the United States' sixth-largest independent insurance intermediary. Our Web address is www.bbinsurance.com.

This meeting and webcast may contain certain statements relating to future results which are forward-looking statements. These statements are not historical facts, but instead represent only the Company's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of the Company's control. It is possible that the Company's actual results and financial condition may differ, possibly materially, from the anticipated results and financial condition indicated in these forward-looking statements. Further information concerning the Company and its business, including factors that potentially could materially affect the Company's financial results, are contained in the Company's filings with the Securities and Exchange Commission. Some factors include: general economic conditions around the country; downward commercial property and casualty premium pressures; the competitive environment; the integration of the Company's operations with those of businesses or assets the Company has acquired or may acquire in the future and the failure to realize the expected benefits of such integration; the potential occurrence of a disaster that affects certain areas of the states of Arizona, California, Florida, New Jersey, New York and/or Washington, where significant portions of the Company's business are concentrated; the actual costs of resolution of contingent liabilities; and those factors relevant to Brown & Brown's consummation and integration of the announced acquisition, including any matters analyzed in the due diligence process, material adverse changes in the customers of the company whose operations are being acquired, material adverse changes in the business and financial condition of either or both companies and their respective customers, and substantial delay in the expected closing of the transaction. All forward-looking statements included in this meeting and webcast are made only as of the date of this meeting and webcast, and we do not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.

SOURCE  Brown & Brown, Inc.
    -0-                             04/15/2004
    /CONTACT:  Cory T. Walker, Chief Financial Officer, Brown & Brown,
+1-386-239-7250/
    /Web site:  http://www.bbinsurance.com /
    /Audio:  http://www.firstcallevents.com/service/ajwz403369497gf12.html /
    (BRO)

CO:  Brown & Brown, Inc.
ST:  Florida
IN:  INS
SU:  CCA MAV


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7571 04/15/2004 11:31 EDT http://www.prnewswire.com

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